Terms & Conditions Website Use Agreement

Welcome to RoyaHarborTrust. These Terms and Conditions ("Terms") govern your access to and use of our website, trading platforms, and all related services (collectively, the "Services") provided by RoyaHarborTrust and its affiliated entities.

By accessing or using our website and Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Services.

These Terms should be read in conjunction with our Privacy Policy, Regulatory Information, and any other legal documentation available on our website.

To use our Services, you must:

• •Be at least 18 years of age or the legal age of majority in your jurisdiction, whichever is higher
• •Have the legal capacity to enter into a binding agreement under the laws of your country of residence
• •Not be a resident of any jurisdiction where the provision of our Services would be contrary to local laws or regulations
• •Provide accurate, complete, and current information during the registration process

RoyaHarborTrust does not provide services to residents of Russia, Iran, Myanmar, Japan, North Korea, and the United States of America. The company reserves the right to restrict access from additional jurisdictions at its sole discretion.

To access our trading Services, you must register for an account and complete our verification procedures in accordance with applicable regulatory requirements, including Know Your Customer (KYC) and Anti-Money Laundering (AML) obligations.

You agree to:

• •Provide truthful, accurate, and complete registration information
• •Maintain and promptly update your account information to keep it current
• •Keep your login credentials confidential and not share them with any third party
• •Notify us immediately of any unauthorised use of your account or any other security breach
• •Accept responsibility for all activities conducted through your account

We reserve the right to refuse registration, suspend, or terminate any account at our sole discretion, particularly where we suspect fraudulent activity, breach of these Terms, or non-compliance with regulatory requirements.

RoyaHarborTrust provides online trading services in Contracts for Difference (CFDs) across a range of financial instruments including forex, commodities, indices, stocks, bonds, and cryptocurrencies.

By using our trading Services, you acknowledge and agree that:

• •All trades are executed on the basis of the prices quoted on our platform at the time of execution
• •Market conditions, including liquidity, volatility, and slippage, may affect order execution
• •We may set limits on the size, type, and number of orders you can place
• •Leveraged trading can amplify both profits and losses significantly
• •You are solely responsible for all trading decisions made through your account

Any market analysis, research, commentary, or other content available through our platform is general in nature and does not take into account your individual financial situation, objectives, or risk tolerance. You should seek independent professional advice before making any investment decisions.

Past performance is not indicative of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance.

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how these products work and whether you can afford to take the high risk of losing your money. The value of your investments may go down as well as up.

You should not invest money that you cannot afford to lose. Trading on margin involves borrowing funds, which amplifies both potential gains and potential losses. You may lose more than your initial investment.

Deposits and withdrawals are subject to the following conditions:

• •All deposits must originate from a payment source in your name
• •We reserve the right to request additional documentation to verify the source of funds
• •Withdrawals will generally be processed to the same payment method used for the deposit
• •Processing times may vary depending on the payment method and verification requirements
• •We may impose minimum and maximum limits on deposits and withdrawals
• •Any fees associated with deposits or withdrawals will be disclosed prior to processing

We reserve the right to delay or refuse any transaction where we have reasonable grounds to suspect fraud, money laundering, or any other illegal activity.

All content on this website, including but not limited to text, graphics, logos, trademarks, images, audio clips, software, and other materials, is the property of RoyaHarborTrust or its content suppliers and is protected by international copyright and intellectual property laws.

You may not reproduce, distribute, modify, create derivative works from, publicly display, or exploit any of our content without prior written consent from RoyaHarborTrust. Unauthorised use of any materials may violate copyright, trademark, and other applicable laws.

When using our Services, you agree not to:

• •Attempt to gain unauthorised access to our systems, servers, or any non-public areas of our platform
• •Transmit any malicious code, viruses, or other harmful content
• •Interfere with or disrupt the functionality of our website or trading platform
• •Use automated tools, bots, scrapers, or similar technology to access our Services without authorisation
• •Engage in any form of market manipulation, abusive trading practices, or exploitation of system errors
• •Use the Services for any unlawful purpose or in violation of any applicable laws or regulations
• •Impersonate any person or entity or misrepresent your affiliation with any person or entity

Violation of these conduct rules may result in immediate suspension or termination of your account, and we may take legal action where appropriate.

Our website may contain links to third-party websites or services that are not owned or controlled by RoyaHarborTrust. The inclusion of any third-party link does not imply endorsement, approval, or recommendation by us.

We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You access third-party sites entirely at your own risk and should review their terms and privacy policies independently.

To the fullest extent permitted by applicable law, RoyaHarborTrust, its directors, officers, employees, affiliates, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or relating to:

• •Your use or inability to use our Services
• •Any losses incurred as a result of trading activities
• •Unauthorised access to or alteration of your data or transmissions
• •Statements or conduct of any third party on our platform
• •Service interruptions, system failures, or technical issues beyond our reasonable control
• •Errors in pricing, market data, or platform functionality

Our total liability in connection with these Terms or the Services shall not exceed the total amount of fees paid by you to us in the twelve (12) months preceding the claim.

Either party may terminate the client relationship at any time by providing written notice. Upon termination:

• •All open positions may be closed at the prevailing market rate
• •Any remaining balance in your account will be returned to you, subject to our withdrawal procedures
• •Any obligations or liabilities incurred prior to termination shall survive
• •We may retain your data as required by applicable laws and regulations

We reserve the right to suspend or terminate your account immediately without prior notice if we reasonably believe you have breached these Terms, engaged in fraudulent activity, or if required to do so by a regulatory authority.

If you have a complaint about our Services, please contact us using the details below. We take all complaints seriously and will endeavour to resolve your concern promptly and fairly.

RoyaHarborTrust reserves the right to modify, update, or replace any part of these Terms at any time. Changes may be made without prior notice and will take effect immediately upon being posted on our website.

It is your responsibility to review these Terms periodically. Your continued use of our website and Services following the posting of any changes constitutes acceptance of those changes.

For material changes that significantly affect your rights or obligations, we will endeavour to provide reasonable notice through email or a prominent notice on our website.

These Terms shall be governed by and construed in accordance with the laws of the Republic of Cyprus. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Cyprus.

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.

The failure of RoyaHarborTrust to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.